Insurance - for Landlords
As appointed agents for LetSafe we are able to offer
a variety of insurance policies for both landlords and tenants,
including the following -
Buildings Insurance
Covers the rebuilding of your property following loss or damage
caused by fire, aircraft, smoke, malicious persons (including
tenants), accidental damage to bathroom fixtures & fittings
and glass, lightning, explosion, collision or impact, falling
trees and earthquake, theft (by forcible means), subsidence,
riot/civil commotion, storm, flood, escape of water or oil
leakage and loss of rent up to 20% of the sum insured following
damage. Also includes property owner's liability.
Limited Contents Cover
Where the property is let unfurnished limited contents cover
is available; this provides up to £5000 cover for the following
items: Carpets, Curtains, Sun Blinds, Light Fixtures & Fittings,
and Kitchen White Goods. Cover is on a new for old basis.
Also includes landlord's liability.
Contents Insurance
Cover on a new for old basis for loss or damage caused by
fire, aircraft, smoke, malicious persons, lightning, explosion,
impact, theft (by forcible means), subsidence, riot/civil
commotion, storm, flood, escape of water or oil leakage, breakage
of mirrors or glass in furniture, replacement of locks following
theft of keys, and loss of rent up to 20% of the sum insured
following damage. Also includes landlord's liability.
Legal Expenses
You may be unable to collect the rent, your tenants may damage
or remove your personal possessions, or they may cause a nuisance
to your neighbours. All these problems can be resolved by
legal action but this is expensive. This cover includes all
of your legal expenses up to £50,000. There is no policy excess
to pay.
Rent guarantee
This policy provides total peace of mind for landlords. Cover
includes the rent you are expecting from your property until
vacant possession is obtained for up to 12 months (excluding
the first month's lost rent). Additionally, cover includes
50% of the rent for up to 3 month's after possession is obtained
whilst a new tenant is found. All related legal expenses are
included.
< top |
